In-house Finance provided by Pure Finance

Pure FinanceWho we are:

A boutique financial service that arranges home loans and business loans through a variety of lenders from the major banks through to credit unions and private funders. We work directly for customers and provide a range of solutions depending on your personal requirements. We will help you build that property empire. Best of all, our service is free.

There has never been a better time to make significant headway on your mortgage debt. Below I’d like to share with you, our effortless, interest-saving strategies’:

Offset Account

Use a transactional offset account and have your salary deposited into this account. Every dollar in this account will save you interest on your mortgage

Pay More Often

Mortgage interest is calculated daily, so paying your home loan fortnightly instead of monthly can save you a lot of interest and shorten the term

Extra Repayments

If you’ve got surplus cash, commission or bonus money, pay it straight into the mortgage account. This will take the money out of view whilst still being available in redraw if needed (but try to keep it there)

Use a Credit Card

Using a 55 day interest free credit card for your monthly expenses will maximize your offset account balance performance because your money is untouched. Pay off the card within the 55 days and you’ll save interest on your home loan, plus you could earn some frequent flyer points to boot

Consolidate

Any high interest debts which are not tax deductible, like existing personal loans or unpaid credit cards, can be rolled into the mortgage at a lower rate

Ongoing Review

A mortgage is not a set and forget facility. Use a professional mortgage advisor to review your mortgage debt/s and work hard to save you time and money

You don’t know what’s around the corner, so being ahead in your repayments can be a great safety net.

As mortgage advisors to Di Jones clients, we help to protect clients from unnecessary costs by implementing easy to understand strategies.

Brendan Dixon

Pure Finance